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India · Old car loan
Old Car Loan made simple
Get a loan for cars 5 to 15 years old. Search your city, submit details — we help you find the right bank or NBFC.
- • Up to 15 years old
- • Free callback
- • EMI help
- • Pan-India cities
Step-by-step
How your loan moves in India
A clear path from query to disbursal — no hidden steps.
Step 1: Share details
Name, mobile & car age
Step 2: Match lenders
Banks & NBFCs for your age band
Step 3: Verify docs
KYC, RC & income proof
Step 4: Get money
Disbursal + RTO transfer help
Frequently asked questions
- What is an old car loan / old vehicle loan?
- It is financing for a pre-owned car that is older than typical bank used-car cut-offs — commonly 5 to 15 years old — often via NBFCs when banks decline.
- Can I get a loan for a 10 year old car in India?
- Yes, select banks and many NBFCs finance 10 year old cars, usually with lower LTV (often 60–75%) and shorter tenure. Approval depends on RC, valuation, fitness, and your credit profile.
- What is the maximum age for old vehicle finance?
- Most partner lenders on Car4You consider vehicles up to 15 years old, subject to city policy, valuation, and fitness certificate requirements.
- How is this different from a normal used car loan?
- Standard used-car products optimise for younger stock (often under 5–7 years). Old vehicle loans explicitly cover higher age bands with transparent LTV/rate trade-offs.